If you could move into a brand new mansion right this second for 0% down and no monthly payments forever, would you?

Most folks would undoubtedly say yes.

Here's the rub. Your kids inherit the mortgage that you won't be paying on their eighteenth birthday. They'll miss out on their American Dream and have to lower their expectations quite a bit just to get by.

Still want to move into that house?

As our Congress gets ready to pass what is likely the largest spending legislation in the history of our country -- more total debt in one bill than the entire inflation adjusted body of work known as the New Deal -- just remember one thing: The government doesn't give us anything. The government is simply a middle man to ourselves. We'll only see a tiny fraction of every dollar the next generation pays for this legislation.

Score one for the blue team. They own this one.